You can save several hundred dollars a year by purchasing auto insurance from a licensed, low-price insurer. Let us shop for you to find the best rates.
Consider raising your deductibles on collision and comprehensive coverages to at least $500 or, if you have an old car, dropping these coverages altogether. Taking these steps can save you hundreds of dollars a year.
Make certain that your new policy is in effect before dropping your old one.
Homeowner/Renter Insurance
You can save several hundred dollars a year on homeowner insurance and up to $50 a year on renter insurance by purchasing insurance from a low-price, licensed insurer. Let us shop for you to find the best rates.
Make certain you purchase enough coverage to replace the house and its contents. "Replacement" on the house means rebuilding to its current condition.
Make certain your new policy is in effect before dropping your old one.
Life Insurance
If you want insurance protection only, and not a savings and investment product, buy a term life insurance policy.
If you want to buy a whole life, universal life, or other cash value policy, plan to hold it for at least 15 years. Canceling these policies after only a few years can more than double your life insurance costs.
Only deal with financially sound Life Insurance Companies.